🇬🇧 Built for UK Contractors

Free Tools to Maximise Your
Contractor Take-Home

Check your IR35 status. Calculate your real earnings. Make smarter decisions about contracting.

🤔

Should I Contract?

Compare permanent vs contractor. See the real difference.

Compare →
🔄

Salary → Day Rate

Convert your salary to equivalent contractor day rate.

Convert →

IR35 Checker

Check if your contract is inside or outside IR35.

Check →
💷

Take-Home Calc

Calculate your net pay: Ltd vs Umbrella vs PAYE.

Calculate →

Your Contractor Decision Journey

1

Evaluate the Move

Use "Should I Contract?" to compare your permanent package to potential contractor earnings.

2

Check IR35 Status

Understand if your role would be inside or outside IR35 — this determines your structure options.

3

Calculate Take-Home

See exactly what you'll earn under each structure: Ltd company, umbrella, or caught by IR35.

Built by Contractors,
for Contractors

Tired of confusing tax calculators and vague IR35 guidance? We built these tools to give UK contractors the clarity they deserve.

Every calculation is based on current HMRC rules and 2024/25 tax rates. No fluff, no upsells — just the numbers you need to make smart decisions.

What you get:

  • Instant results — no signup required
  • Based on real HMRC criteria and tax rates
  • Compare all structures side-by-side
  • Mobile-friendly — use anywhere
  • 100% free, forever

Stay Ahead of Tax Changes

Get notified when tax rates change, new tools launch, or there's news that affects UK contractors.

No spam. Unsubscribe anytime. We respect your inbox.

Common Questions

Are these tools really free?

Yes, completely free with no hidden costs. We may add premium features in future, but the core calculators will always be free.

How accurate are the calculations?

Our calculations use current 2024/25 UK tax rates and HMRC guidance. They're estimates for comparison purposes — always consult an accountant for your specific situation.

Is the IR35 checker binding?

No. Only HMRC's official CEST tool or a professional determination is binding. Our checker helps you understand the key factors, but seek professional advice for certainty.

Who built these tools?

Built by people who understand UK contracting and wanted better tools than what's available. We're not accountants or lawyers — just folks who care about good UX and accurate numbers.